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$320,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
A HOME THAT FEELS LIKE A PRIVATE FLORIDA RETREAT—WITH SUNSETS YOU'LL NEVER GET TIRED OF. Some homes are beautiful. Others have that rare quality that makes you slow down, look around, and imagine yourself living there. This is one of those homes. From the moment you enter, your eyes are drawn through the light-filled, coastal-inspired living spaces toward the sparkling pool, spa, and peaceful water beyond. But the real magic is outside. The west-facing backyard overlooks a beautiful pond with no homes directly behind you—only water, mature trees, and open green space creating a remarkably private natural backdrop. Imagine morning coffee beside the pool, an afternoon swim while the dogs enjoy the fully fenced yard, dinner outside with friends, and then watching the sky transform into shades of gold, pink, and orange across the water at sunset. It is the kind of setting that makes ordinary days feel like vacation. The home's layout is equally special and difficult to find. Offering four spacious bedrooms, including three upstairs bedrooms—each with its own en-suite bathroom—the home provides exceptional flexibility and privacy. The first-floor primary suite offers convenient single-level living, while the entire second floor creates a private retreat for family or guests. Upstairs, the largest bedroom features its own en-suite bath, adjoining office/studio or dressing area, additional walk-in storage, and views toward the pool and peaceful natural setting. It's an ideal space for visiting family, extended stays, working from home, or simply creating a private sanctuary. The remodeled kitchen features granite countertops, a center island, newer appliances, and a light coastal palette complemented by newer luxury vinyl plank flooring. Multiple walk-in closets, pantries, and storage areas provide excellent everyday functionality, while the garage offers additional room for bikes, fitness equipment, hobbies, recreation, and storage. Major updates provide added peace of mind, including two HVAC systems replaced in 2026 with 10-year warranties, newer appliances, and numerous recent mechanical and pool-equipment updates. Tucked into a quiet community with a low annual HOA, residents enjoy a playground, basketball court, gazebo, and picnic area. Yet you're remarkably close to Ron DeSantis Park, SRQ Airport, UTC, downtown Sarasota, boating, shopping, dining, and entertainment. Privacy, water views, spectacular sunsets, poolside Florida living, and a truly distinctive bedroom layout—this is a rare combination that's difficult to replicate. This isn't simply a home with a pool and a pond behind it. It's a place to slow down, gather with the people you love, and enjoy the Florida lifestyle exactly as it was meant to be lived.

323 Terra Ceia Drive, Palmetto
$220,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
WATERFRONT LIVING + BOAT LIFT + MOVE-IN READY! Your Florida waterfront lifestyle starts right here at 4 Basin St. in Tropic Isles! This beautifully maintained and fully furnished 2015 Palm Harbor home offers a rare opportunity to enjoy waterfront living with your assigned shared boat slip and 10,000-lb boat lift right outside your door. Located on a protected basin with direct open-water access to Terra Ceia Bay, you can spend your days boating, fishing, kayaking, or simply relaxing and watching life on the water. The thoughtfully elevated 1BR/1BA home provides added peace of mind, while the concrete area beneath the entire home with over 5 feet of clearance offers exceptional storage for all your waterfront toys, tools, and extras. The comfortable north-facing patio provides a pleasant outdoor space to relax, entertain, or enjoy your morning coffee by the water. A separate shed/office space adds even more flexibility for hobbies, storage, or working from home. And the best part? It is being sold fully furnished—just bring your suitcase and start enjoying Florida! Located in Tropic Isles Co-op, an active and friendly 55+ waterfront community, residents enjoy an incredible lifestyle with a full-service marina, heated pool, hot tub, fitness room, game rooms, library, shuffleboard, social activities, and approximately 2.5 miles of waterfront to enjoy. The $372 monthly maintenance fee includes water, sewer, trash, recycling, park management and access to all amenities including the marina. Waterfront. Boat lift. Open-water access. Fully furnished. Low-maintenance Florida living. Opportunities like this don't come along often. Check out the virtual tour and schedule your private showing today—your waterfront escape is waiting!

4 Basin Street, Palmetto
$384,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Wake up to peaceful canal views and enjoy the waterfront lifestyle you've been dreaming of in this well-maintained furnished turnkey home located in Tropic Isles, a resident-owned 60-acre waterfront co-op community for active adults 55+. Built in 2000, this residence offers approximately 1,380 square feet of living space, plus a recently completed bonus room adding more than 200 square feet, featuring double-pane thermal windows and sliding glass doors that fill the space with natural light. Boating enthusiasts will appreciate the saltwater location with sailboat-deep water, direct access to Terra Ceia Bay, and no bridges to navigate. An 11,000-pound boat lift makes getting on the water effortless, while the waterfront setting is ideal for fishing, spotting manatees and native birds, or simply relaxing along the canal. The elevated rear patio provides the perfect vantage point to enjoy tranquil water views and Florida sunsets. Whether you're looking for a seasonal retreat or a full-time residence, this home offers the ideal blend of comfort, convenience, and coastal living. Tropic Isles is a vibrant resident-owned community known for its friendly atmosphere, active social calendar, and exceptional waterfront lifestyle. Conveniently located just a short bike ride from Emerson Point Preserve and the Bradenton Yacht Club, you'll also enjoy Gulf beaches approximately 25 minutes away and quick access to I-275 and I-75 in about 15 minutes, making travel to St. Petersburg, Tampa, Sarasota, and beyond a breeze.

226 Bimini Drive, Palmetto
$99,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Spacious 2-bedroom, 2-bath mobile home located in the desirable Tropic Isles 55+ community. This unit features a comfortable floor plan with abundant natural light, newer windows, and a paved rear patio that provides an inviting outdoor space for relaxing or entertaining. The generously sized living and dining areas adds flexibility for everyday living, while the attached oversized shed provides excellent storage and houses the washer and dryer for added convenience. With solid bones and plenty of potential, this home presents a great opportunity for a buyer to update and personalize the space to their taste. Priced to reflect the updates needed, it offers exceptional value within this active resident-owned community. Residents enjoy access to a clubhouse, pool, fitness facilities, and a variety of social and recreational activities. Whether you're looking for a seasonal retreat or a full-time residence, this property offers affordability, functionality, and the chance to make it your own.

147 Maui Drive, Palmetto
$89,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
SUNSHINE COTTAGE, 55+ WATERFRONT COMMUNITY and NO LOT RENT! Move-in ready and lovingly maintained, this charming 1BR/1BA park model is the perfect Florida getaway in sought-after Tropic Isles Co-Op, a 55+ resident-owned waterfront community! Enjoy a comfortable living room with a peek of Terra Ceia Bay, spacious lanai, back patio, and paved front sitting area that doubles as a golf cart parking pad. No lot rent! Just $325/month maintenance fee includes water, sewer, trash/recycling, park management, and access to fantastic amenities including the marina, bait shop, pool & spa, fitness center, library, shuffleboard, social rooms, and more. Whether you're looking for a snowbird escape or your Florida forever home, this Sunshine Cottage is ready for you. Come see it today!

58 Montego Drive, Palmetto
$64,000
Tropic Isles SubDv. ⋅ 34221 Zip Code
ENJOY THE FLORIDA RV LIFESTYLE IN TROPIC ISLES! Great opportunity to own a beautifully paved RV lot in Tropic Isles Co-op, a resident-owned 55+ waterfront community known for its active lifestyle, boating amenities, and friendly atmosphere. This RV has been beautifully paved. The low $325 monthly maintenance fee covers water, sewer, garbage, recycling, park management, and access to all community amenities including the marina. Residents enjoy 3 waterfront basins, 2 clubhouses, bait shop, fuel station, boat launch, heated pool & spa, kayak launch and storage racks, plus endless social activities and breathtaking Florida sunsets. Whether you’re seeking a seasonal getaway or year-round fun, Tropic Isles offers the perfect blend of relaxation, recreation, and community living. Come join the fun!

29 Montego Drive, Palmetto
$60,000
Tropic Isles SubDv. ⋅ 34221 Zip Code
WATERFRONT VACANT LOT/SHARE OPPORTUNITY IN TROPIC ISLES! Build the manufactured home of your dreams on this waterfront blank canvas located in one of the area’s most desirable 55+ resident-owned communities. Enjoy your own waterfront share with private dock area—ideal for boating, fishing, and embracing the Florida waterfront lifestyle. Tropic Isles offers outstanding amenities including a comfort-controlled pool designed for all-season enjoyment, hot tub, fitness and recreation center, shuffleboard courts, marina, community boat ramp, and a vibrant social atmosphere. Affordable $372 monthly maintenance fee includes water, sewer, garbage & recycling, park management, and full access to all community amenities, including the marina. Don’t miss this rare chance to create your perfect waterfront retreat!

292 Nassau Drive, Palmetto
$129,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Welcome to 80 Del Rio Drive in Palmetto, where comfort meets the relaxed charm of Florida waterfront living. This inviting 2-bedroom, 1.5-bath home is thoughtfully designed for both everyday living and entertaining. The home features a spacious kitchen with ample cabinetry, a dedicated dining area, and a large living room that provides plenty of room to relax or host guests. An enclosed front porch offers the perfect spot to enjoy your morning coffee, unwind in the evening, or create a cozy bonus living space. Offered fully furnished and move-in ready, this property makes for an easy transition—whether you're looking for a seasonal getaway or a full-time residence. Just bring your personal touches and start enjoying the Florida lifestyle from day one. Located in the highly sought-after Tropic Isles Co-Op, this 55+ waterfront community offers an exceptional array of amenities. Residents enjoy a deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, perfect for boating and fishing enthusiasts. The community also features waterfront parks, a heated pool and spa, fitness center, shuffleboard courts, kayak launch, and an active social calendar that makes it easy to connect with neighbors and enjoy the best of coastal living. Whether you're seeking relaxation, adventure on the water, or a vibrant community atmosphere, this home offers it all. Come experience the best of Florida waterfront living—your next chapter starts here.

80 Del Rio Drive, Palmetto
$329,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
BOATERS PARADISE!!! Land-owned unit in Tropic Isles with dock and boat lift. Here is the perfect opportunity to live the Florida lifestyle. Two bedroom, two bath, completely updated, open floor plan. Bonus room, that could be an office or possibly a guest room. There are two carports with covered parking. Just steps away from your dock and the water, as well as a marina for fuel, ice and bait. The unit can come completely furnished, so just bring your toothbrush and clothes. Easy access to Tampa, St. Petersburg, and Sarasota. No bridges to navigable waters, easy boat access to Tampa Bay and the Gulf. Whether you’re a snowbird, wanting full-time living or looking for an investment property, this is your place.

2812 14th Street W, Palmetto
$320,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Embrace the Florida waterfront lifestyle in this beautifully updated double-wide home located within a the vibrant 55+ waterfront community of Tropic Isles designed for relaxation, recreation, and an active coastal lifestyle. Just steps from the home, this property includes a deeded dock with 10,000-lb boat lift at the end of the cul-de-sac, making it easy to spend your days boating, fishing, kayaking, or simply enjoying peaceful views along the water. Inside, the home has been thoughtfully updated to create a bright and welcoming space with a relaxed coastal feel. Wide plank flooring flows throughout the main living areas, complemented by soft neutral tones and abundant natural light that enhance the open layout. The renovated kitchen features crisp white shaker-style cabinetry, granite countertops, modern hardware, a tile backsplash, and an oversized breakfast bar that opens seamlessly to the living and dining areas, creating the perfect space for gathering with friends and family. Multiple living spaces offer flexibility for everyday living and entertaining, including a separate bonus living area highlighted by a warm wood accent wall that adds character and charm. A dedicated office with its own private exterior entrance provides an ideal setup for working from home, a creative studio, or a private guest workspace. Both bathrooms have been tastefully updated with modern vanities, stone countertops, and beautifully finished walk-in showers. Outside, the property features low-maintenance landscaping with no grass to maintain, giving you more time to enjoy the water and the incredible amenities this community offers. Residents enjoy access to an impressive array of amenities including a waterfront clubhouse, heated pool and spa, fitness center, pickleball and shuffleboard courts, game room, library, and community marina with boat ramp. Whether relaxing poolside, staying active with neighbors, or heading out on the water from your deeded dock, this community is designed for enjoying the Florida lifestyle to the fullest. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

2810 14th Street W, Palmetto
$189,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Don't miss this beautiful 2-bedroom, 2-bath home in Tropic Isles, a highly sought-after 55+ waterfront community where you own the land—NO lot rent! Built in 1992 and offering approximately 1,056 square feet of comfortable living space, this well-maintained home is ideal as a seasonal retreat or full-time Florida residence. Conveniently located just minutes from Terra Ceia Bay and the stunning Gulf Coast beaches, you'll enjoy the best of coastal living. Inside, the open-concept kitchen, dining, and living areas create a bright, welcoming space that's perfect for everyday living and entertaining. Vaulted ceilings enhance the spacious feel, while continuous flooring throughout means there's no carpet to maintain. A built-in hutch adds both charm and functionality. The home also offers exceptional outdoor features, including an extra-long driveway with room for a boat or jet ski trailer, dedicated golf cart parking, and a large lockable storage shed for all your tools, beach gear, and recreational equipment. New French doors (December 2025) open to the screened-in patio, providing the perfect spot to enjoy your morning coffee or unwind with a sunset cocktail. Whether you're looking for a winter getaway or your forever home, this Tropic Isles gem offers comfort, convenience, and the relaxed Florida lifestyle you've been searching for. Schedule your private tour today.

3002 12th Street W, Palmetto
$50,000
Tropic Isles SubDv. ⋅ 34221 Zip Code
Bring your vision to life in Tropic Isles a resident-owned 55+ waterfront community; one of the West Coast’s best-kept secrets! This 45’ x 70’ vacant lot offers the perfect opportunity to design your Florida retreat just the way you want it. Facing North for ideal light and breezes. Tropic Isles features resort-style amenities including a full-service marina and boat ramp, clubhouse, heated pool and spa, fitness center, shuffleboard, kayak launch, and a calendar full of social activities. Just minutes from downtown Palmetto, Bradenton, and Anna Maria Island beaches, you’ll enjoy both convenience and coastal charm.

291 Nassau Drive, Palmetto
$55,000
Tropic Isles SubDv. ⋅ 34221 Zip Code
RV LOT + FULL CONCRETE PAD IN TROPIC ISLES — NOW REDUCED! Bring your RV and start enjoying the Florida lifestyle! This FULL CONCRETE PAD RV LOT is located in Tropic Isles, a desirable 55+ resident-owned waterfront community in Palmetto. The lot has full RV hookups, easy access, and a 10' x 4' Tough Shed built on-site for convenient additional storage. Enjoy all the amenities and waterfront lifestyle Tropic Isles brings while owning your own piece of paradise. $325 monthly maintenance fee covers, water, sewer, garbage & recycling collection, park management and access to all amenities including the marina. BONUS OPPORTUNITY: A beautiful 2022 Keystone Retreat 39MKTS, in excellent condition, is also available for $30,000 through a separate transaction—making this an opportunity to purchase the RV and lot together and start enjoying Florida right away! Don't wait—schedule your showing today and see why Tropic Isles is one of the area's favorite destinations for 55+ Florida living!

136 Bahia Drive, Palmetto
$55,000
Tropic Isles SubDv. ⋅ 34221 Zip Code
Bring your vision to life in Tropic Isles Co-Op & Marina, a resident-owned 55+ waterfront community; one of the West Coast’s best-kept secrets! This 50’ x 70’ vacant lot offers the perfect opportunity to design your Florida retreat just the way you want it. Facing North for ideal light and breezes. Tropic Isles features resort-style amenities including a full-service marina and boat ramp, clubhouse, heated pool and spa, fitness center, shuffleboard, kayak launch, and a calendar full of social activities. Just minutes from downtown Palmetto, Bradenton, and Anna Maria Island beaches, you’ll enjoy both convenience and coastal charm.

359 Tampico Drive, Palmetto
$57,000
Tropic Isles SubDv. ⋅ 34221 Zip Code
Best-Priced RV Lot in Tropic Isles Co-Op – Waterfront 55+ Living on Florida’s Sun Coast! Don’t miss this incredible opportunity to own the most affordable RV lot currently on the market in Tropic Isles Co-Op—a highly sought-after 55+ resident-owned waterfront community! Bring your 5th wheel, motor coach, or destination trailer and start enjoying the Florida lifestyle right away. Whether you're looking for a seasonal escape or full-time residency, this lot offers the perfect combination of value, location, and lifestyle. Tucked within this vibrant boating community, the property even offers a peek-a-boo water view, giving you a touch of that waterfront feel without the waterfront price. Property Highlights: - Most affordable RV lot currently available in Tropic Isles - Shed included with the property - Peek-a-boo water view - Ideal for 5th wheels, motorhomes, or destination trailers - Vacant and ready for your setup Community & Location: Located along Florida’s beautiful Sun Coast, Tropic Isles offers an active and social lifestyle with access to waterfront amenities, marina, clubhouse, and year-round activities. Just minutes from top-rated beaches, dining, shopping, and entertainment, you’ll have everything you need to enjoy the best of Florida living. Important Notes: Lot dimensions are approximate due to the lot’s unique shape Buyers should verify RV fit and community setback requirements prior to purchase This is a rare chance to get into Tropic Isles at an entry-level price point—opportunities like this do not last. RV Shown on picture is only for visual purposes and it is not included in the listing. Contact me today for details or to secure your spot in paradise!

63 Terra Ceia Drive, Palmetto
$65,000
Tropic Isles SubDv. ⋅ 34221 Zip Code
Oversized Corner Lot in Tropic Isles – Build Your 3BR/2BA Dream Home! Don’t miss this exceptional opportunity to own a large, corner vacant lot in Tropic Isles Co-Op, a highly desirable 55+ resident-owned waterfront community along Florida’s beautiful Sun Coast. This oversized lot offers the rare flexibility to accommodate a spacious 3-bedroom, 2-bath home, making it an ideal choice for those looking to build a full-time residence or seasonal retreat with room to truly enjoy. Property Highlights: - Large corner lot with added privacy and space - Can accommodate a 3BR/2BA home (verify with community guidelines) - Prime location within a waterfront community - Excellent opportunity to design and build your custom Florida home - Peek-A-Boo view of the water Community Lifestyle: Tropic Isles is known for its active, friendly atmosphere, offering a wide range of social activities, boating access, and waterfront amenities. This pet-friendly community provides the perfect blend of relaxation and engagement, all just minutes from beaches, dining, shopping, and entertainment. Important Information: Background check required for purchase ($75 per person non-refundable fee) Buyers are encouraged to review all Co-Op documents prior to submitting an offer This is your chance to secure a premium-sized lot in a sought-after waterfront community and build exactly what you want. Schedule your private showing today and start planning your place in paradise!

269 Jamaica Drive, Palmetto
$50,000
Tropic Isles SubDv. ⋅ 34221 Zip Code
TROPIC ISLES COOP IS A 55+ RESIDENT OWNED WATERFRONT COMMUNITY PURCHASE AND USE OF THIS VACANT LOT WILL REQUIRE AN INSTALLATION OF A MANUFACTURED HOME AND REQUIRES PRIOR APPROVAL FROM ARCHITECTURAL COMMITTEE BOARD. SEE RULES AND REGULATIONS.

256 Jamaica Drive, Palmetto